Your best resource for peace of mind
Final Expense Finder is America’s leading platform for information about Medicare Plans
We’re committed to providing you with the best information. As part of our commitment, we have comprehensive, transparent policies regarding your privacy.
Your privacy is very important to us, so we adhere to certain fundamental principles in order to protect you –
✓ We don’t ask for personal info unless we really need it.
✓ We don’t share any of your personal data with anyone except to comply with applicable laws, develop and market our products, and protect our rights.
✓ We don’t store your personally-identifiable information on our servers unless it’s necessary for our ongoing operations.
✓ In providing our services, we try to keep things simple so you can control what’s visible to the public, what’s kept private, and when data is deleted.
Our policy is to fully respect your privacy with regard to any information that we may collect during our operations.
Like most website operators we collect some non-personally-identifiable information, like the kind that servers and web browsers usually make available, including browser type, referring site, language preference, and the time and date of each visit.
Our purpose in gathering this type of information is to help us better understand how visitors use our services. From time to time we may release some non-personally-identifiable information in an aggregate form, for example, by publishing a report on trends in the usage of the site.
We also collect some personally-identifiable data including Internet Protocol (IP) addresses for users who log in as returning members, or leave comments on our sites or blogs, or who enter contests or promotions, as well as personal contact and lifestyle information for users who request insurance quotes.
Final Expense Finder only discloses such information under the same circumstances when we would use or disclose personally-identifiable information as detailed below, although blog comments from IP addresses, email addresses, and user-sharing characteristics are visible and disclosed to administrators of any related blogs and sites.
Collecting personally-identifiable information
Some visitors to the Sites choose to interact with us and/or request insurance quotes, which requires us to gather personally-identifiable data. Visitors may refuse to supply personally-identifiable data, although doing so will prevent them from using the full capability of the Sites.
The type and amount of information that we collect depends on the nature of the interaction. For example, if you post comments on our blog you’ll be asked to sign up for a user name and account, and if you request a quote we’ll ask you to provide your full name and contact information, and some basic lifestyle questions such as whether you smoke cigarettes or use tobacco in any form.
Visitors who purchase insurance or engage in any other financial transactions after requesting quotes through our Sites should be aware that insurance agencies and other service providers have their own privacy policies.
Protection of personally-identifiable information
We disclose personally-identifiable information only to our contractors, employees, partners, lead-buyers, advertisers and affiliates which (1) need to know the information in order to handle it on our behalf or to offer the insurance quote services available through our Sites, and (2) which have agreed not to disclose the information to others.
Some of our contractors, employees, partners, lead-buyers, advertisers and affiliates may be physically located outside the US. By using the Sites you agree to the transfer of your information to these parties.
Other than the circumstances described above, we disclose personally-identifiable information only as a response to a court order, subpoena or other governmental request, or when we believe in good faith that disclosure is necessary to protect our rights or property, or the rights of third parties or the public in general.
If you’ve inquired about an insurance quote through our Site, or commented or interacted with us through our Site, we may occasionally contact you with news or offers, or to ask for your input and feedback.
We take measures which are reasonably necessary to help protect you against unauthorized access, and the use, alteration or destruction of your personally-identifiable information.
If you don’t want cookies you should set your browser to refuse all cookies before using our Sites. The drawback is that certain features of our Sites may not function correctly without cookies.
Posts, comments, sharing and voting
Blog posts and comments, contest entries, votes and any other informational content submitted to us or to social network sites on our behalf shall become the proprietary content of Final Expense Finder.
California Privacy Rights.
A. California Consumer Privacy Rights (CCPA)
California law provides California residents with the following privacy rights:
Right to access personal information: Individuals exercising this right may request access to the categories and specific pieces of their personal information we have collected in the prior 12-month period. Individuals exercising this right may receive their personal information, when provided electronically, in a readily-useable format.
Right to deletion: Individuals exercising this right can ask us to delete their personal information we have collected, though we may be permitted to retain personal information for certain purposes.
Right to disclosure: Individuals exercising this right can receive additional information regarding the sources from which we collect information, the purposes for which we collect and share personal information, the information of theirs we hold, and the categories of parties with whom we share their information.
Right to opt out of sales: As permitted by applicable law, we may share your personal information for monetary or other valuable consideration (under California law, this is considered a “sale”). You may opt out of such a “sale” of your personal information to third parties. You can exercise your right to opt-out buy following instructions in Section 5 (“OPT OUT”).
Right to be free from discrimination: Users may freely exercise these rights without fear of being denied goods or services. Currently, this law specifically applies to California residents. If you are a resident of California, and would like to exercise one of your rights, please visit www.finalexpensefinder.com/ccpa/ You may designate an authorized agent to request the exercise of one or more of these rights on your behalf. Please note all consumer requests are subject to verification and there may be circumstances where we do not honor your request, as permitted under the law. We may verify your request by asking for additional information about how you found out about Final ExpenseFinder, who referred you to Final ExpenseFinder, to make a request (which Publisher, Querier or Partner referred you to us) and which websites you made the same requests to; and we will need to be able to verify with that Publisher or Partner as to the validity of your request first. If you are using an authorized agent, such requests are subject to the same criteria.
B. California’s “Shine the Light” Law
Additionally, through California’s “Shine the Light” law, California residents who provide personal information in obtaining products or services for personal, family, or household use are entitled to either: (1) a list detailing the categories of information shared and the entities to which such information was provided; or (2) to be notified of a mechanism by which a consumer may opt-out of having their information shared with third parties. We have elected the second option. To opt-out of having your information shared with third parties, please see instructions in Section 5 (“OPT OUT”).